Find Austin Texas home loans, mortgages, electronic lending, and refinancing options. Shop for the best loan rates, best loan programs, and current rates.

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Texas mortgages, down payment assistance, first time home buyer grants.

Bookmark this page for your home buying reference and E-mail this page to the next person you know who will be buying Texas real estate.

Home Loans and Mortgages

Here are some site that can help you acquire your mortgages for buying a home in Texas.

Mortgages - Freddie mac and Fannie mae conventional loans information.

Conventional Loans Please call your lender for more info. - These are mortgage loan that require at least 5% down payment and the home is not more than $417,000 for a single family home

FHA loans - This is a Government insured mortgage that allows you to buy a home with only 3.5% down.

VA loans - These loans are for veterans, This is a no money down loan or very little down.

Jumbo loans - These are mortgages where the loan amount is higher than $417,000 for a single family home.

Government and Texas grants to help you buy a home

Here are some links for government and Texas grants for buying a home in Texas.

The United States Department of Agriculture (USDA) rural development program
The only 100% Financed loan besides VA in Texas

The State of Texas Assistance and Referral System (STARS) helps you to look for programs that are provided by the Texas Department of Human Services and other Texas state agencies.
http://www.txstars.net

Texas A&M University's Real Estate Center has a ton of information on home buying and selling. http://recenter.tamu.edu/pubs

Texas homeowner's insurance - Found all the rates by county. http://www.tdi.state.tx.us

Get educated as a Homebuyer http://www.tdhca.state.tx.us

Here is a site if you are disabled and are trying to become homeowner. http://www.onr.com/user/texashoyo/index.html

Down payment assistance Programs

Here are some down payment assistance programs available to help you buy a home in Texas.

Please contact your lender for more details.

Texas Department of House and Community Affairs(TDHCA) along with the First Time Homebuyer Program is back.
http://www.tdhca.state.tx.us/homeownership/fthb/index.htm

Nehemiah - Down payment assistance program.

HART - Down payment assistance program.

Get more information for First Time Homebuyers by calling (800) 792-1119.