Essential and Nonessential Features of Your Dream Home

 

Next let’s talk about the items in the “wants” camp. Take a look at the way you are accustomed to living. If you entertain a lot then you might focus on a home with a large dining room and kitchen, or maybe a deck and pool. Or, if you don’t see this playing a large part in your regular activities, then turn your attention to other interests. A game room, or an area for a wood shop? Things that cater to a hobby or interest are really a luxury, you must recognize, and should be treated as such for evaluation in finding the right place in line and matching up to the figure they will require.

As you can see, the line that separates wants and needs may vary significantly between individuals depending on income, plans, and how much maintenance they are willing to do, just to name a few aspects. This is a good time to sit down and make a priority list with your spouse just what it is you want to have for entertainment or recreation — these are your wants — and make sure they are not unwittingly prioritized ahead of things you need in order to be safe and secure in your living situation. With these concepts firmly in mind, it’s time to move out on the idea!

Best Rebate Offered by Austin Energy

Following the analysis, the participating company will give you a bid for the work and an estimate of how much the cost will be covered by rebates as well as information on a loan. Austin Energy reviews the energy-efficiency recommendations before any work is performed and then inspects all work once completed.

The

VA – Home Purchase Loans

National Oceanic and Atmospheric Administration and Commissioned Officers of the Public Health Service are considered to be active duty members and veterans, once discharged.

Veterans must have been discharged under conditions other than dishonorable.

Length-of-service requirements apply in most cases.

You will need to have a valid Certificate of Eligibility (COE). You may obtain one from the VA or from your lender. 

If you need to obtain your COE, please contact your lender about obtaining your COE. You can also download the VA Form 26-1880. You can get complete details on where to complete the form and mail it. You can also call Toll free number: 1-888-244-6711 or email the “U.S. Department of Veterans Affairs“.

Great Loan Terms

Market Interest Rate, VA funding fee and no pre-payment penalties. Maximum loan term cannot exceed 30 years. No maximum loan amount.

Application Process

Contact your lender to discuss qualifying for the VA loan. Your lender will help you find out the basic requirements, including the following:

The loan must be for your primary residence.

The home has to appraise for the loan amount or higher.

You need enough income to meet your monthly mortgage payments, maintain the home, take care of your other debts, and have enough money left over to cover daily expenses.

You have to have a good credit history to qualify.

A VA lender is the best way to find out if and how to qualify for a loan and get the pre-qualification process started. You can always get up to date info from the VA Home Loan website.

If you have any interested in getting an ARM (Adjustable Rate Mortgage) loan, please note that that the loans are being offered as a traditional 1 year ARM and also as hybrids with 3, 5, 7 and 10 year fixed rates. Consult with your VA lender to be sure they are still offered.

Program Contact Information

Please call or email me for more info. I have a great VA lender that can answer all your questions.

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Disclaimer

This site is intended for clients that are not currently registered with a Broker. If you have a current Buyers Representation Agreement signed with another Texas real estate Broker, please contact your Agent or Broker. Texas Real Estate Commission Consumer Protection Notice