Newland Communities, Ryland Homes Helping Raise Money for Homeless Mothers & Their Children

            Newland Communities, which has already contributed more than $600,000 to HomeAid America and its chapters across the country, is raising money for the cottage through charitable events at Teravista and Falcon Pointe. Ryland Homes builds in both communities.
            On May 3, the project will be featured at the monthly Teravista Music Series concert. For every home sold at Falcon Pointe and Teravista from May 15 through June 15, Newland Communities and Ryland Homes will donate $500 toward the HomeAid Family Cottage project.

Car Burglars are Targeting Day Care Centers

Condos and Lofts: What’s the Difference?

Keep in mind, though, that it’s difficult to make hard and fast distinctions between the two. Even if you’re doing an Internet search, you probably won’t be able to search for just condos, or just lofts. More than likely, they will be listed together.

The history of the building is one way to differentiate the two. Condos often are in buildings designed for that purpose. In addition to the individual condos themselves, there are public areas

Why Do You Need Title Insurance In Texas whenever you buy a Home

 

Title insurance simply makes sure that that your ownership rights to the property are protected from any type of liability arising the period before you bought. This is insurance policy which provides insurance for the period before you owned the home, unlike homeowner policies, which cover the period after you buy.

It happens all too frequently that someone will purchase a property and then discover that there is a lien against the property due to the actions of a previous owner. Certainly you do not want to be forced into having to cope with such a situation without the security provided by a title insurance policy. If you had been uninsured you would have been looking at a financial liability, which could be anything from a minor matter to a big legally enforceable obligation leading to having to sell or forfeit the property.

After you complete your home purchase, if it were to come to light that there was a lien for property taxes on it, title insurance would protect you from experiencing a financial loss from that situation.

Title insurance covers you against claims that might come up from situations related to the title of your home before you bought it. For example, if your home was sold to you in as part of a swindle or con with forged or illegal documents, your title insurance policy would cover you against loss you might otherwise incur. If disputes arise regarding the chain of ownership of the home you just bought, your title insurance policy would give you the coverage you need in such a situation.

What Title Insurance Is Not

Title insurance is not protection against things you might do yourself, to endanger your ownership. It is strictly limited to ensuring that you have a clear title to your home when you take ownership. If you don’t pay your taxes and a lien is filed, then you will still be responsible for settling the debt.

We should point out too, that title insurance does not cover any losses related to the actual structure or contents of your home. In addition to making sure that your title is clear with title insurance, you also need to take proactive steps to have insurance against theft and fire, and natural disasters with a homeowners policy. When you buy your home, both homeowners insurance and title insurance give you different kinds of coverage; you really need to have both.

 

 

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Disclaimer

This site is intended for clients that are not currently registered with a Broker. If you have a current Buyers Representation Agreement signed with another Texas real estate Broker, please contact your Agent or Broker. Texas Real Estate Commission Consumer Protection Notice