Benefits of Living in a Gated Community

 

People often view the main benefit of a gated community to be the security it provides. While there are many other benefits, this is certainly a positive aspect of the community. Though there is no way to prevent all crime in any community, a gated community adds an extra level of security by helping to restrict uninvited visitors from entering. Whatever movies and television may imply, most home invasions are not well-planned and coordinated heists. In fact, the majority of home invasions, property theft or vandalism are crimes of opportunity. Generally, it is someone who simply walked into a neighborhood looking for the easiest target, like an unlocked door or window. By restricting such entrance, gated communities ultimately make living safer for the homeowner. And while not a criminal activity, though you may wish it were, a gated community means less door-to-door salesmen ringing your doorbell.

Another benefit to a gated community is less traffic. As neighborhoods and the areas around them grow, many find that their formerly peaceful community is transformed into high-traffic short-cuts between major roadways. What can begin as a neighborhood you feel safe letting your children skate and bike through, can suddenly feel unsafe for even adults to traverse. Additionally, by limiting non-residents on your neighborhood roadways, you can find that you worry less about speeders as residents have a vested interest in driving safely through their neighborhood. Also, less traffic means less noise, pollution and need for road repairs.

Gated communities are also able to invest more into neighborhood amenities like pools, clubhouses and walking trails. While a non-gated community is often limited to providing amenities that can be cheaply maintained and secured, since it is harder to limit access to residents, gated communities find that they can invest more into amenities without these concerns. You will often find state-of-the-art community centers with gorgeous poolscapes in gated communities. For residents who live on Hill Country property, they may even enjoy the benefits of a community fishing lake and maintained walking and biking trails through natural landscapes.

Finally, gated communities are often more close-knit in spirit. Even when these neighborhoods enjoy large acreage home sites, residents often find that it is easier to know who your neighbors are, and to enjoy a greater sense of community. And one will find, ultimately, that this end-result of knowing and caring about your neighbors often provides as many benefits as those provided by your community gates.

Article Source: http://www.articlesbase.com/home-and-family-articles/benefits-of-living-in-a-gated-community-4032356.html

About the Author

Carolyn Boden is a marketing consultant at Belvedere, Texas hill country land for sale real estate community. They sell beautiful hill country acreage located west of Austin near Hamilton Pool. For more information please visit http://www.belvedereaustin.com

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Why Do You Need Title Insurance In Texas whenever you buy a Home

 

Title insurance simply makes sure that that your ownership rights to the property are protected from any type of liability arising the period before you bought. This is insurance policy which provides insurance for the period before you owned the home, unlike homeowner policies, which cover the period after you buy.

It happens all too frequently that someone will purchase a property and then discover that there is a lien against the property due to the actions of a previous owner. Certainly you do not want to be forced into having to cope with such a situation without the security provided by a title insurance policy. If you had been uninsured you would have been looking at a financial liability, which could be anything from a minor matter to a big legally enforceable obligation leading to having to sell or forfeit the property.

After you complete your home purchase, if it were to come to light that there was a lien for property taxes on it, title insurance would protect you from experiencing a financial loss from that situation.

Title insurance covers you against claims that might come up from situations related to the title of your home before you bought it. For example, if your home was sold to you in as part of a swindle or con with forged or illegal documents, your title insurance policy would cover you against loss you might otherwise incur. If disputes arise regarding the chain of ownership of the home you just bought, your title insurance policy would give you the coverage you need in such a situation.

What Title Insurance Is Not

Title insurance is not protection against things you might do yourself, to endanger your ownership. It is strictly limited to ensuring that you have a clear title to your home when you take ownership. If you don’t pay your taxes and a lien is filed, then you will still be responsible for settling the debt.

We should point out too, that title insurance does not cover any losses related to the actual structure or contents of your home. In addition to making sure that your title is clear with title insurance, you also need to take proactive steps to have insurance against theft and fire, and natural disasters with a homeowners policy. When you buy your home, both homeowners insurance and title insurance give you different kinds of coverage; you really need to have both.

 

 

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Disclaimer

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