Texas Mortgage Info

Texas mortgages, down payment assistance, first time home buyer grants.


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Home Loans and Mortgages

Here are some site that can help you acquire your mortgages for buying a home in Texas.

Mortgages – Freddie mac and Fannie mae conventional loans information.

Conventional Loans Please call your lender for more info. – These are mortgage loan that require at least 5% down payment and the home is not more than $417,000 for a single family home

FHA loans – This is a Government insured mortgage that allows you to buy a home with only 3.5% down.

VA loans – These loans are for veterans, This is a no money down loan or very little down.

Jumbo loans – These are mortgages where the loan amount is higher than $417,000 for a single family home.

Government and Texas grants to help you buy a home

Here are some links for government and Texas grants for buying a home in Texas.

The United States Department of Agriculture (USDA) rural development program
The only 100% Financed loan besides VA in Texas

The State of Texas Assistance and Referral System (STARS) helps you to look for programs that are provided by the Texas Department of Human Services and other Texas state agencies.

Texas A&M University’s Real Estate Center has a ton of information on home buying and selling. http://recenter.tamu.edu/pubs

Texas homeowner’s insurance – Found all the rates by county. http://www.tdi.state.tx.us

Get educated as a Homebuyer http://www.tdhca.state.tx.us

Here is a site if you are disabled and are trying to become homeowner. http://www.onr.com/user/texashoyo/index.html

Down payment assistance Programs

Here are some down payment assistance programs available to help you buy a home in Texas.

Please contact your lender for more details.

Texas Department of House and Community Affairs(TDHCA) along with the First Time Homebuyer Program is back.

Nehemiah – Down payment assistance program.

HART – Down payment assistance program.

Get more information for First Time Homebuyers by calling (800) 792-1119.


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This site is intended for clients that are not currently registered with a Broker. If you have a current Buyers Representation Agreement signed with another Texas real estate Broker, please contact your Agent or Broker. Texas Real Estate Commission Consumer Protection Notice